Financial Aid

Thank you for your interest in North Central Texas Academy.  To be eligible for consideration for financial aid at North Central Texas Academy, you must complete the application and financial data.  We will communicate decisions about financial aid as quickly as possible.

We understand and appreciate the financial commitment families undertake in deciding to send their children to North Central Texas Academy. And although paying for education is first and foremost the responsibility of a family, we devote significant funds each year to a financial aid budget that helps assist families.  To help us objectively assess what a family is able to contribute to its student(s) education expenses, we use School and Student Services (SSS by NAIS) as a trusted third party.  The SSS analysis of a family’s “Estimated Family Contribution (EFC)” is a critical component of our financial aid decision.  However, it is just a start.

To make our final financial aid award decisions, we use the SSS figures as the baseline for our own additional review, taking into consideration our total financial aid budget, other information we may have collected, our school’s policies, and the needs of our entire applicant pool.  Due to circumstances like these, and others, our school may ask your family to contribute more, or less, towards tuition than what is estimated on the SSS Report.  Please keep in mind that the full tuition for a boarding student is $49,000 annually, and unless a parent is paying that entire amount, North Central Texas Academy must find caring donors willing to give toward our Scholarship Program.

We use School and Student Services (SSS) to process financial aid applications.  SSS is a service of the National Association of Independent Schools.  Based on the financial information you provide in the Parents’ Financial Statement, SSS gives us an estimated amount your family can contribute to educational expenses.  This estimate is a starting point to help us make fair and objective financial aid decisions.  To begin your financial aid application, please follow these steps below. (You only have to complete one PFS, even if you have several children applying to our school.)


  1. Go to School and Student Services.
  2. Select the SSS Website for Families.
  3. Click on the “Apply Now” button to begin your Parents’ Financial Statement (PFS) online.
  4. You will set up a PFS Online login/password that will allow you to return to work your PFS again before submitting it.
  5. Our school code is 152981
  6. Submit and pay for the PFS (NCTA does not have Fee Waivers)
  7. Print out the PFS Cover Sheet

When you have successfully submitted the PFS, your confirmation page will include a link to a cover sheet that is pre-populated with your information.  You can also access your cover sheet at any time by going to PFS Online, logging in, and clicking on “Print Cover Sheet” from the left-hand menu.

Mail the required documents with your PFS cover sheet to:
SSS by NAIS, Application Processing Center
P.O. Box 449, Randolph, MA 02368-0449

For overnight mail:
Application Processing Center,
437 Turnpike Street, Canton, MA 02021

If you apply for financial aid online, your information will be delivered more quickly to our school.

BY MAIL – If you do not have Internet access
If you cannot use the Internet as outlined above, you may receive a printed copy of the Parents’ Financial Statement (PFS) form by calling our school at 254.897.4822 and requesting one.